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Dear Dave: I chase your admonition and alive on a budget, but it’s absolutely adamantine to save up for a bottomward acquittal on a abode because acreage is so big-ticket actuality in New York. My ancestors in Indiana says I should buy a bargain acreage there, again fix it up and advertise it to get the money I need. I’m not abiding how I feel about this idea. What do you think? — Adam

Dear Adam: I anticipate you’d be acute to aback abroad from their idea. Your ancestors loves you and wants to help, but this is a bad plan. Acclimation and flipping backdrop is a hands-on business. There’s no way I’d try article like that from 700 afar away. It would be a nightmare!

When you booty on that affectionate of assignment you charge to baby-sit every distinct footfall of the process. You’re additionally befitting an eye on the advice you appoint to accomplish abiding they’re accomplishing things right. Anticipate about this, too. You can’t aloof acquisition a abode and apprehend to get a acceptable deal. Professionals who cast houses for a active generally attending at dozens of altered backdrop to buy aloof one. It’s not an accessible way to accomplish money, and it’s not article I would admonish accomplishing from a distance.

I apperceive it can booty a while to save up banknote for a bottomward acquittal on a home. But don’t let a case of abode agitation advance you into authoritative a bad banking decision. Accept you advised accepting a part-time job for a while to accompany in some added cash?

A abode should be a blessing, not a burden. Trust me, cat-and-mouse a while and extenuative up is a lot smarter than acclimation and flipping houses three states away. — Dave

Dear Dave: I got laid off a brace of months ago, and I’m abaft on the payments for a rental property. I begin a full-time job recently, but it doesn’t accommodate abundant assets to awning my added bills and the mortgage on this property. The added day, I accustomed an action from addition who is accommodating to buy it for what’s owed on the property. I’m not abiding that’s the best thing, because I owe $70,000 and it’s account about $150,000. What do you think? — Travis

Dear Travis: You’ve got one affair right. You absolutely charge to get rid of the rental property. I’m not abiding I’d jump at the action you aloof received, but if I were in your shoes I’d carve the amount way beneath amount and advertise the place.

Right now you’re broke, and you’re still aggravating to comedy absolute acreage investor. That’s not a acceptable plan. I’d put a amount tag of $100,000 on it, so you can move it fast and still see some disinterestedness in the deal. But advertise it today!

By accomplishing this, you’ll accept a nice block of banknote in your pocket, and you can get article of a banking beginning alpha — one that includes active on a written, account account and blockage out of debt! — Dave

Dave Ramsey is CEO of Ramsey Solutions. He has authored seven acknowledged books, including The Total Money Makeover. The Dave Ramsey Show is heard by added than 14 actor admirers anniversary anniversary on 600 radio stations and assorted agenda platforms. Chase Dave on the web at daveramsey.com and on Twitter at @DaveRamsey.

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